Privacy Policy

1. Who We Are

All4One Insurance Agency ("we," "us," or "our") is a licensed insurance agency located at 9672 Pines Blvd, Pembroke Pines, FL 33024. Florida License #18120207. We operate the website floridaburialcoverage.com (the "Site"). This Privacy Policy explains how we collect, use, and protect the personal information you provide when you visit our Site or submit a quote request.

2. Information We Collect

We collect information you voluntarily provide through our quote request form, including:

• Date of birth and age
• Gender
• Health status (general category only)
• Tobacco use status
• Desired coverage amount
• ZIP code and state
• Full name
• Phone number
• Email address

We also automatically collect certain technical information when you visit our Site, including your IP address, browser type, referring URL, and pages visited, through cookies and analytics tools (Google Analytics, Google Ads).

3. How We Use Your Information

We use the information we collect to:

• Contact you by phone, text message, or email to provide insurance quotes and follow up on your request
• Match you with appropriate final expense, ACA, or Medicare insurance plans
• Improve our website and marketing campaigns
• Comply with applicable laws and regulations

4. TCPA Consent & Communications

By submitting our quote request form, you expressly consent to be contacted by All4One Insurance Agency and its licensed agents at the phone number and email address you provide, including by autodialed calls, pre-recorded messages, and text messages (SMS/MMS), for insurance-related purposes. This consent is not a condition of purchasing any insurance product.

You may opt out of text messages at any time by replying STOP to any text we send. You may opt out of email communications by clicking the unsubscribe link in any email. To opt out of phone calls, please contact us directly at (863) 209-7916.

Message and data rates may apply. Message frequency varies.

5. Sharing of Information

We do not sell your personal information to third parties. We may share your information with:

• Insurance carriers and partners — to obtain quotes and process applications on your behalf (e.g., Mutual of Omaha, Transamerica, AIG, Aetna)
• Service providers — including GoHighLevel (CRM), Google Analytics, and Google Ads, who assist us in operating our business and are bound by confidentiality obligations
• Legal authorities — when required by law, court order, or to protect our rights

6. Cookies & Tracking Technologies

Our Site uses cookies and similar tracking technologies to analyze traffic, measure advertising effectiveness, and improve your experience. We use:

• Google Analytics — to measure website traffic and user behavior
• Google Ads — to track conversions and optimize our advertising campaigns

You can control cookies through your browser settings. Disabling cookies may affect some features of the Site. For more information on Google's data practices, visit policies.google.com/privacy.

7. Data Security

We implement reasonable technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction. All data transmissions are encrypted via SSL/TLS. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

8. Children's Privacy

Our Site is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.

9. Your Rights

You have the right to request access to, correction of, or deletion of your personal information. To exercise these rights, contact us at the information below. We will respond within 30 days.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of the Site after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy or your personal information, contact us: